Recruit and retain employees by integrating flexible real-time payment options into your payroll process.
Earned wage access and electronic tips are powerful ways to support your workforce, increase productivity, build loyalty, and stand out in a challenging labor market. Integrating AllianceHCM with Netspend unlocks options like earned wage access, digital tip payouts, and prepaid card access to help your employees take charge of their financial health.
With this integration, AllianceHCM pushes the relevant employee and payroll data to Netspend, and in turn Netspend pushes data on employee deductions back into the AllianceHCM system.
Features of the AllianceHCM and Netspend integration:
Netspend Earned Wage Access lets employers offer employees on-demand access to up to 50% of the funds they've earned in a current pay period.
Employees can choose to transfer wages onto a paycard, a Netspend Skylight deposit account, or into their bank accounts.
Paycards provide a paperless payroll option for employees to get paid and are accepted anywhere Visa® debit or Debit Mastercard® is accepted.
Robust employer views let employers configure their EWA program, view employee data and transactions, access deduction files before payday, and access tips accounting.
Integration and usage benefits
1
Save money and time for your business by cutting fewer paper checks.
Direct deposits and paycards mean your company isn't only relying on paper checks, which have to be physically delivered and come with a cost for each check.
2
Get a more straightforward tipping process supported by more visibility for employers.
For businesses that employ tipped employees, digitally pay out tips at the end of shifts or schedule specific dates and times to pay out. Digital tip distribution gives your employees access to their tips, minimizes errors associated with manually calculating tips, reduces your business's reliance on cash, and provides extensive reporting on your tip-out process.
3
Empower your employees and support their financial well-being.
Direct deposit wages electronically, including onto paycards that let your employees pay bills, shop online or in store, or anywhere Visa Debit or Debit Mastercard is accepted without having to cash or deposit a paper check. Employees also have access to an optional Savings Account1 and Spending Tracker to help manage their money in a Mobile App and Online Account Center.
Important Information for Opening a Card Account
To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU:When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions and ATM withdrawals. Restrictions include: no international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice.
1 No minimum balance necessary to open a Savings Account. Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. To participate in the Savings Account program, you must consent to and continue receiving communications from us in electronic form. If you are subject to Internal Revenue Service backup withholding at the time of your request to open the Savings Account or you are a resident of Michigan, your request will be declined. The Savings Account is made available to Cardholders through Republic Bank & Trust Company, Member FDIC. Card Account and Savings Account funds are FDIC-insured upon verification of your identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00.
The Skylight ONE Visa Prepaid Card is issued by Republic Bank & Trust Company pursuant to a license from Visa U.S.A., Inc., and can be used everywhere Visa debit cards are accepted. The Skylight ONE Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Republic Bank & Trust Company, Member FDIC. Netspend is a registered agent of Republic Bank & Trust Company. The Skylight ONE Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Very much enjoy using Alliance HCM for my Payroll. Lindsay is always there to answer my questions directly. The helpdesk is always pleasant as well. Thanks!
Alliance is a great company. They go above and beyond for their customers. Each time I call my question/issue is resolved during the call — always less than 5 minutes.
The transition to Alliance was (fairly) pain-free thanks to the help of the transition team. When you use Alliance, you are given your personal account representative to help with any and all issues. Our rep, Cary Bruce, is knowledgeable, friendly and fun to work with. This company makes payroll processing the simplest part of my day.
I first gave a 1 star rating for everything that happened during and after our initial rollout. Many months later I have reached Serene Fryar and she has completely turned it around for us. She is knowledgeable (and honest when she doesn't know the answer which I find refreshing), stellar with follow-up, helpful and incredibly friendly. Very pleased with what she has been able to do for our company when others couldn't!
Alliance has made our payroll processing so easy! As an HR Department of 1, they have really been able to consolidate a lot of processes to make my job much easier.
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Take AllianceHCM payroll and tax solutions for a spin today and see why our clients are so satisfied with our human resources solutions and service. Our goal is to help you maximize your productivity with our integrations. Let us help you to enhance the efficiency of your HR and payroll and your business.
